How many ads, blog articles or signature lines do you see with “I specialize in…” stated? Do yourself a favor and read these claims with a critical eye.

Do you really believe that an agent in a metropolitan market can “Specialize” in residential, rental, commercial, land business opportunities, etc? Really? These claims are simply a way of saying there is no specialization, the agent has NO area of specialization, and will grab at any opportunity to make a buck.

It is exactly the same thing with geographic specialty claims. It is about 50 miles from Sun City AZ. to Gilbert AZ. Can an agent in Gilbert “Specialize” in Sun City?

It is often stated “All Real Estate is Local”. Only a local agent can tell you about the particulars on a neighborhood you wish to buy in. Only a local agent will have the contacts amongst agents selling in a neighborhood to help you sell your home.

It is even more important to sellers to have a local agent when the property is vacant. Who is more likely to check your home after a storm, the agent who lives and works nearby, or the agent who is located across the valley?

Jim Little, your Sun City REALTOR®

Please visit my Web Site, suncityneighborhood.com where you can search the MLS with no registration for free.

That is the second most popular phrase from today’s home shoppers. It is only second to "I have to sell my home to buy a new one."

Here are some solution suggestions for dealing with either of these issues.

Are you a prospective buyer who doesn’t like the kitchen, carpet or…? Just get a buyer’s agent who has the mortgage contacts to help you get a Renovation Loan like FHA’s 203K program, or a conventional lender’s similar program.

If you buy an eligible home using a renovation loan, you don’t have to settle for an outdated, inefficient floor plan, ugly carpet, or a home with a great location but not enough space.

Renovation loans can be used for almost any remodel or improvement that will ADD VALUE to the home being bought, up to the FHA area maximum home value. In Maricopa County that is currently $346,250.

There are some qualifications and requirements that MUST be met, and it is imperative that you get good, competent advise from your agent (should know the neighborhood very well) and from a qualified lender. (Please note, not all lenders are qualified to underwrite and fund these specialty loans)

Do you have to sell a home? Are you finding buyers don’t want your outdated home, no matter how low you price it?

Why not select a selling agent familiar with these loans and work with that agent and his mortgage lenders to market the home toward the Renovation buyer? It might help you overcome the 1970’s kitchen, the worn out Avocado Green carpet, the lack of a great room the lack of a garage or home office

Are you interested in the fantastic opportunities in the Foreclosed properties now available?

You probably know that most foreclosed properties are in poor condition. What better way to use a renovation loan than in the purchase and rehabilitation of these homes? An experienced agent, teamed with a professional mortgage banker can help you achieve your goals, and may help you get more house for your housing dollar than you ever dreamed possible.

Don’t be left behind, call today to start your new home search.

Jim Little, your Sun City REALTOR®

Please visit my Web Site, suncityneighborhood.com where you can search the MLS with no registration for free.